Audra, Age 38, secured a $50,000 benefit for as low as $1.65 per day!*

*benefits based on a healthy, non-tobacco rate

Let us shop highly-rated insurers for your best rates!


The Value of Critical Health Insurance

If you are diagnosed with a serious illness, one of the last things you want to worry about are your finances. A Critical Illness policy will provide you with cash payments to cover treatment under covered conditions so you can focus on getting back to feeling better.

What is Critical Illness Insurance?

Unlike life insurance, critical illness insurance pays you while you are LIVING! Upon diagnosis of an illness such as cancer, heart attack, stroke, etc. Your policy will pay you a tax-free benefit to help you cover the surrounding bills. Things like deductibles, mortgage payments, credit card bills, health insurance premiums, and other personal bills can be difficult to float while dealing with the illness and a typically reduced income. In fact, according to a Harvard University study on bankruptcy, more than 60% of all bankruptcy's in the United States are tied to medical bills. This makes medical bills the #1 cause of bankruptcy in the United States.

Who Needs Critical Illness Insurance?


You put your heart and soul into providing for your family. Make sure your kids are protected financially if you are forced to deal with a big illness. For the price of a gym membership, you could purchase a $50,000 benefit that would ensure your family has the money necessary to stay afloat, should that unfortunate day ever arise.

Health Insurance Deductible Support

In today's market, it isn't uncommon for health insurance premiums to exceed $1,000 per month. If you tally that up and then add in your family Out-of-pocket maximums, you can quickly find yourself at a $20,000+ bill, AFTER your health insurance has done its job! Isn't it a better solution to build in a protective measure for some of the most commonly diagnosed situations?

   *figures based on a family plan through Covered California at the Bronze 60 and Silver 70 levels.

Income Classes of All Levels

Whether you make $2,000 per month or $200,000 per month, the concept is simple- rather than use your own personal dollars to pay for expenses in the event of a serious illness, put a protective measure in place for a monthly price as low as a gym membership.

We Are Here For You

There are a wide variety of critical illness plans available in the state of CA, so we will take the time to listen to your preferences and help you shop for the best rate. We explain all of the in's and out's so that you can determine if features like a return of premium option, waiver of premium option, or cancer rider are features that you need. How about if you should complete a free blood exam to potentially lower your monthly premium? What ever your questions may be, we will help you figure out which of the carriers are the best fit for you and your BUDGET.


Contact us today to find out if a Critical Illness policy is right for you.

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