1. Personal Information We Collect
A. Most of Website allows you to browse without providing any personally identifiable information. However, to gain access to portions of our website, or access to our services, we may request personal information from you, that you enter voluntarily and manually, including but not limited to your name, email address, mailing address, billing information, and/or any other personally identifying information (“Personal Information”). We will also request information in order to complete our questionnaire, so we may help you with your insurance needs, or guide you on how to obtain insurance. You understand that your decision to provide any information to us is voluntary, to gain access to a portion of our website or a product we are offering, and by entering it into our Website, you have given consent to have your Personal Information processed for the specific purpose for which it was given.
B. We may use or send standard “cookies” to identify your browser from time to time. We do not include any personally identifiable information in cookies, and will not employ any other mechanisms (other than those discussed above) to capture data on our website. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You can accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of Website may not work properly or at all. Website does not respond to Do Not Track signals sent by your browser.
2. How and Why It’s Collected
A. Personal Information will be collected and processed by us, should you elect to complete a questionnaire and request a free health insurance quote on our website.
B. Additional personal information, such as credit card number and billing address, may be collected for you to receive a paid program or service via our Website. This information will only be collected when you choose to manually enter the information into Website, and will be collected in order to charge your credit card and provide you with the product or service you purchased.
C. We use the information we collect to operate and maintain our Website and business, send you marketing communications, respond to any inquiries you make via our Website, and to help improve our services.
3. How it’s Used
A. Personally Identifiable information: You have the right to know and understand how your information is used. We will use the information you provide us in your questionnaire to send the free quote you requested, and may elect to send you additional emails from us from time to time with information we believe would be of interest to you.
B. Non-Personally Identifiable Information: Additional non-identifying information that is collected may be used to provide an overview of how people are accessing and using Website; it is not used for any additional purposes, and Website does not use any such data to make automated decisions.
C. We may also record some or all information to help create a better user experience. We may use information such as your IP address to help diagnose technical problems with servers or our website, and to determine which portions of our website receive the most traffic, to understand which content is the most useful to our visitors. Your IP address will not personally identify you, and may be used in such limited purposes as outlined above, in order to improve user experience.
4. How Information is Stored and Shared
A. You have the right to know what information is stored (and not stored) and how it is processed. Your information is stored through a data management system, and it is important to us to take appropriate measures to ensure your information is kept confidential. You understand that there are limited purposes where we will share your confidential information, including with those who are providing technical support for our website, or those who are members of our team. Any parties who will have access to your information will keep such information confidential and will never share with any unrelated parties to the best of our abilities. information provided by you will never be shared, sold, or given to any other company or person without your consent, other than what is required to complete a purchase or request you have made, unless required to do so by law.
B. Please be aware we may disclose information provided if we are required to do so by law, or if there is an honest, good faith belief that such disclose is necessary to protect the rights of our website or of Health Connect Insurance that any portion of our policies are being violated, to prevent or mitigate a belief that a crime may being committed, or to protect that safety or rights of our other uses. This information may also be shared as a result of the sale of Health Connect Insurance or any branch of the company, as well as with any joint venture partners or affiliate marketers, should we deem it necessary to share such information. We will always take all reasonable measures to protect and safeguard your information.
5. Information Protection & Security
A. While we do our best to protect the information we collect and prevent any unauthorized access, use, or disclosure, you understand that we cannot be responsible should an unauthorized third party obtain access to your information, without our consent. Should our website be tampered with, you understand that your personal information may be accessed by these unauthorized parties. You agree that we are not responsible for any such actions and acknowledge you will hold us harmless should your information become intercepted in this way without our knowledge, permission, or consent, which includes a release of all claims related to use of such information by such an unauthorized party.
6. Data Retention
A. We will retain Personal Information as long as it is needed in order to fulfil the purpose for which it was initially collected. We will also retain and use collected information as necessary in order to comply with any legal obligations, resolve any disputes, or as otherwise reasonably determined.
7. Your Rights to Control Your Information
A. You have the right to update, edit, or delete your information from our database. We can be reached at: email@example.com, or
Health Connect Insurance Agency
27762 Antonio Parkway, L1-483
Ladera Ranch, CA 92694
8. Third Party Links – Not Included Under This Policy
9. COPPA Compliance