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Covered California Health Insurance Plans

See if you qualify for a discount through California's state exchange.

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Health Insurance plans without an income discount

Explore plans "direct to carrier" if you are over the income limits, or do not want to involve Covered California.

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Critical Illness Insurance Plans

Secure a lump-sum cash payout in the event of a covered illness

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Life Insurance Plans for Individuals

Compare rates for Individual
Life Insurance
Plans.

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We’ve Located 50+ Health Plans and Discounts Near You

8 Gold Plans

  • Higher premiums/copays
  • In network doctors
  • 80% of services covered

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5 Short Term Plans

  • Low monthly rates
  • No enrollment period
  • Next day coverage

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13 Silver Plans

  • Moderate premiums/copays
  • In network doctors
  • 70% of services covered

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5 PPO Plans

  • Higher out-of-pocket costs
  • Your choice of providers
  • Varying % of services covered

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11 Bronze Plans

  • Low premiums/copays
  • In network doctors
  • 60% of services covered

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4 HMO Plans

  • Low premiums/copays
  • In network doctors
  • 100% of services covered

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Covered California

is the state exchange where Californians are able to shop brand-name health insurance companies, and receive financial help based on income. Since October of 2013, when you apply through Covered California you may qualify for a discount on your health insurance plan, or gain access to the state’s Medi-cal program. Regardless of which route you take, let Covered California’s free service make the process easy!

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal. If you are not sure if you qualify for Medi-Cal, call us and we will let you know.

We’ll connect you with the perfect plan

Every situation is unique, and here at Health Connect Insurance Agency, we understand that. Your insurance plan must be individually tailored to YOU, and ready to be your safety net in the event of an unfortunate day. Put simply, your plan should cover the assets you value most, at a monthly price you can afford. We will listen to your feedback, and assist you in calculating that fine balance.

We work with your budget

We understand that every dollar counts. You should be able to build an insurance plan, without compromising benefits due to your budget. Shop and compare on your own, or utilize one of our licensed agents to help you assess your insurance needs.

Easy & Online!

Easy as 1-2-3! Simply click on your product choice, compare plans, and enroll through our secure server. If you prefer to speak with a representative, contact us and we’d be happy to assist.

Extremely knowledgeable and helpful in analyzing my situation and determining the best plan for my son and myself. Made the process extremely simple for me. The call ended with a feeling of assurance and confidence that my best interests were looked after. Highly recommended broker/agent.

- Reuben Kim

Just had a great phone call with Brandon. He explained my options well and made it very easy to make a decision on health care insurance. He explained concerns about the future regarding income and coverage and I'm happy I have a plan for the what ifs that may come up.thanks Brandon

- Linda Contreras

Mark Zapeda is AMAZING! Customer service is not a department, it is an attitude and Mark is a glowing example of that. He is extremely knowledgeable and he spoke to me in terms that I could understand. He took his time with me and answered all my questions. He gave me all of my options and then made recommendations as to what programs were best for me. Mark is one of a kind when it comes to people skills and dedication to his work. I would recommend him to all of my friends and family. Thank you Mark.

- Cindy Haapala

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